Welcome in
We are so glad you are here. Know what your money is doing.
Welcome to Money Mastery. Your business and personal money, together in one clear system.
See what is coming in, where it is going and what you are building. Then make your next move, with the Money Mastery Collective beside you.
Start free, and stay free → Take the four-minute assessment
Start free with La Soglia. No card, no bank login and nothing to install. Would you rather look around first? Explore the demo, or see the whole system.
- Income
- $76,946.57 Last 12 months
- Expenses
- $35,250.86 Last 12 months
- Net profit
- $41,695.71 Income − expenses
Income vs ExpensesIncomeExpenses
Top income
- Side hustle income $35,054.56
- Consulting $24,118.02
- Product sales $17,773.99
Top expenses
- Housing (H) $7,910.44
- Health (H) $7,590.78
- Auto (A) $5,771.11
- Workbooks, one financial life
- 5
- Reports built from your numbers
- 16
- Categories you can make your own
- 400+
- Place to see the whole picture
- 1
You have built a lot. Now let your numbers show you what you have built.
Your business account tells one part of the story. Your personal accounts tell another. Money Mastery brings them together so you can see how the decisions in one affect the other.
- See what came in, where it went, and what stayed with you.
- See your business and personal numbers together without mixing them together.
- Find the answer your accountant needs without hunting through four different places.
- Build a monthly rhythm that keeps the picture current without making money management another job.
You are already making financial decisions every day. Money Mastery gives you a clearer picture to make them from.
Five workbooks that know about each other.
Five focused workbooks, each doing one job well and all feeding the same financial picture. Every paid membership includes all five.
Money Mastery Personal
Ten account tabs, smart categorization, and a dashboard that brings your personal money into one clear view.
Look inside → 02Money Mastery Business
Profit and Loss that reads like a sentence, and your business held up against your personal life.
Look inside → 03Net Worth and Legacy
Four quarterly snapshots a year, and the part most people never write down.
Look inside → 04The Debt Center
Avalanche or snowball, the 30% rule, and a payoff date you can see clearly.
Look inside → 05Cash Management
The bank register, cash, Venmo, Cash App and PayPal, all in one column of truth.
Look inside →- Total outstanding
- $3,151.39 Across two cards
- Total interest paid
- $83.09 So far, at current payments
- Months till debt free
- 75 Average of both cards
- With $100 more a month
- 27 The same debt, 48 months sooner
- Target Cap 1 · 28.99% APR$2,093.00
- Amex · 27.24% APR$1,058.39
About two hours a month. That is the rhythm.
Money Mastery is built around a monthly review rhythm, not another daily task. These are the pieces that make it simple.
The dashboard
Income, expenses, and profit in one view, updated as you go.
Look inside →Smart categorization
A suggestion from your own past choices, across 400+ categories.
Look inside →Account upload
CSV, PDF, or Excel. No bank login required, ever.
Look inside →Split transactions
For the purchase that was part business, part personal.
Look inside →Business and personal
Tag each transaction to the side it belongs on, and watch both stay accurate.
Look inside →Share with your accountant
A report, not the whole file.
Look inside →Savings FundsTarget · current
- Emergency Fund$2,500 of $5,000
- Vacation Fund$1,200 of $3,000
- New Car Fund$2,500 of $8,000
- Home Down Payment$6,000 of $15,000
- Holiday Gifts$1,600 of $1,500
- Net worth
- $184,320 This quarter
- Assets
- $271,450 Cash, investments, property
- What you owe
- $87,130 Mortgage, cards, loans
Where it sits
- Retirement$118,400
- Property equity$92,750
- Cash and savings$41,300
- Brokerage$19,000
Clarity AI reads your numbers, not the internet's.
Ask what you spent on contractors last quarter. Ask why March looked worse than February. The answer comes from your own rows.
A weekly insight is waiting for you, with 16 ready reports. The custom builder lets you arrange sixteen report cards and email them without handing over the file.
Your numbers stay yours.
You upload your own statements. Your workbooks are shared privately with your own Google account. Money Mastery never needs your bank credentials to show you where you stand.
Information, without judgment.
A strong month gives you information, and a slower month gives you information too. The numbers are there to help you see, decide, adjust, and keep moving.
See the system before you sign up.
Real screens from the Money Mastery System, on example data. Tap any one to see how it works.
Four memberships. One Money Mastery Collective.
The Money Mastery Collective is included in every membership, starting with La Soglia. What changes is how much of the system you have access to, and how much access to Donna comes with it.
La Soglia
The Net Worth Tracker, personal and business in one place, and a set number of Clarity questions each month.
Start here → $49.99 a monthRise
All five workbooks, statement upload, the categorization screen, 16 reports, unlimited Clarity AI questions, and the Money Hour with Donna every week.
See what Rise opens → $89.99 a monthRise Together
Everything in Rise, plus the Monthly Money Reset Call and office hours on a topic members vote for.
See what changes → $600 a monthRise Beyond
A private channel in the Money Mastery Collective and 24 private coaching hours a year (two a month on the monthly plan). Paid yearly in full, you also get a quarterly review of your numbers with Donna.
Read before applying →The system gives you the numbers. The Money Mastery Collective gives you a place to talk through them.
People running service-based businesses, practices, studios, agencies, firms and households, talking about the decisions behind the numbers. Asking questions. Sharing what is working. Learning from each other. And Donna is in there with them.
The Money Mastery Collective begins at La Soglia. You do not have to upgrade to belong.
Donna Roggio
I have spent decades on both sides of these numbers, first building my own businesses and then helping other business owners build theirs. I know what it is like to make money, move money, pay everyone, make decisions, and still wonder what the whole picture looks like.
Money Mastery is the system I wish I had when I was running my own companies. It is the one I wanted my clients to have before we ever sat down together.
People I have worked alongside.
Donna has exceeded my expectations! She is so knowledgeable, patient, effective, and she truly helps you get the job done. She has helped me work on systems that I did not know how to execute myself. My team and I are so grateful for her help!
Dulce AstolfiSorelle Studio, Maple Glen, PA
I've been working with Donna for two months now. I am extremely impressed with how she is shifting my focus on my business. She is phenomenal at what she does. I definitely feel like I am gaining much needed skills that I've been lacking in taking my business to the next level. The best part is it feels like I'm strategizing with my girlfriend as she is so personable, likable and kind. I'm very glad I decided to make this investment in myself and my business.
Tamara Hawkins
She is always open ears oriented and listens to everything I say. Sharp coach. She always validates and makes sure I understand before we move on to next lesson. When we part ways I sometimes get twisted on my own but she always responds with an answer that clarifies what I didnt quite retain.
Carolyn Czar-DilemaEntrepreneur
These reviews reflect clients' experiences working directly with Donna through coaching and consulting.
The questions we get first.
Do I have to connect my bank?
No. Money Mastery is intentionally designed without a bank connection. You download your statement and upload it yourself, so your bank credentials stay outside the system.
Is La Soglia really free?
Yes. La Soglia is free and stays free, and no card is required. La Soglia means “the threshold” in Italian, and it is designed to be a useful starting point on its own. Upgrade only if you want more of the Money Mastery system or more access to Donna.
I am not a spreadsheet person. Is this going to be too much?
The parts you enter information into are clearly marked, and the calculations happen around you. There is a written guide for every screen, a video walkthrough for each digital workbook, and support when you need it.
Donna is also live in the Money Mastery Collective every week for The Money Hour. Bring your questions to her and to the other members there with you.
I have a business and a personal life on one card. Does that break it?
That is one of the situations Money Mastery is built to handle. Mark a transaction as business or personal, or split one purchase between the two, and each side stays clearly recorded in the right place.
Who else can see my numbers?
Only the people you choose to invite. Your Money Mastery digital workbooks are shared privately with your own Google account.
Guest access and report sharing are separate options, so you can share a Profit and Loss with your accountant without sharing your entire workbook. Access can be removed when you choose.
See your numbers for yourself.
La Soglia is free and stays free. Give yourself ten minutes with your own numbers and see what becomes clearer.
Start with La Soglia → Compare the four memberships →