Money Mastery.The Money Mastery Collective
Workbook 02

Money Mastery Business

The same system on the business side, plus the part that matters most when one card does both jobs: a clean way to move a transaction to the side it belongs on.

  • Everything in Personal, on the business books
  • Profit and Loss, read as gross income, gross expenses and what was left
  • Business and personal separation, per transaction
  • Split one purchase across both sides without doing the arithmetic
  • A record kept on both sides of every move
  • Reports your accountant can be handed directly
Where it lives

Included in every paid membership

All five digital workbooks come with Rise at $49.99 a month. You do not have to use them all in month one. Most people start with one and grow into the rest.

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The Money Mastery Business dashboard showing business income, expenses and profit month by month. Example data.
Inside the system

One card, two lives, and both sets of numbers clear

This is the case the system was built around, not a feature added later.

01

Tag it, or split it.

Mark a transaction as business or personal and it moves to the right book on its own. If a single purchase was genuinely both, split it across the two and the arithmetic is done for you.

02

Both sides keep a record.

A move is written on the book it left and the book it arrived at, so both sides keep a clear record of the transaction and you can always see why a figure changed.

03

Owner draws stay out of profit.

Moving your own money between accounts is not revenue, and paying off a credit card is not a new expense, so Money Mastery gives these movements their own special labels. Tagged that way, they stay out of your income and expense totals, and the profit you see is the profit the business earned.

04

Profit and Loss, and a year you can read.

Gross income, gross expenses, and what was left over, with a monthly graph so the shape of the year is visible rather than inferred.

Categorize transactionsMoney Mastery
All 187Uncategorized 12Income 118Expense 69Search all fields…Apply to selected
01/03EMPLOYER DIRECT DEP #9327+$1,000.00Personalneed⋮☐
01/03VANGUARD DIVIDEND+$340.62Investment inc.need⋮☐
01/04MORTGAGE PAYMENT - ACH-$1,457.00H Housingneed⋮☐
01/04STRIPE PAYOUT - FREELANCE+$596.85Freelance inc.need⋮☐
01/06DOORDASH #1600-$46.42F Fast Fooddesire⋮☐
01/06HEALTH INSURANCE PREMIUM-$299.05H Healthneed⋮☐
The categorization screen. Rows from vendors you have categorized before arrive with a suggestion already in them, the highlighted one is Clarity’s, and each carries a need or desire label, a split and a receipt. Example transactions.
ReportsMoney Mastery

All Transactions Report

Dec 31, 2025, Jan 22, 2026

  • Total income $5,072.65
  • Total expenses -$2,619.03
  • Total transactions 55
  • Net balance $2,453.62
DateAccountDescriptionCategoryAmount
Jan 22, 2026Primary CheckingTARGET #1927SH Shoes-$5.24
Jan 22, 2026Chase Credit CardHILTON #7837T Transportation-$15.08
Jan 22, 2026Chase Credit CardSPEEDWAY #5E59A Tolls-$5.58
Jan 21, 2026Chase Credit CardDOORDASH #5486F Fast Food-$37.63
Jan 21, 2026Primary CheckingSTRIPE PAYOUTFreelance income+$596.85
A finished report, not an export you still have to format. Thirteen of these plus a custom builder, and it goes to your accountant as a Google Docs™ file or a CSV. Example figures.
And around all of it

And around the system, the Money Mastery Collective.

Every membership includes the Money Mastery Collective, beginning with La Soglia, and inside it you can ask questions, talk through the decisions behind your numbers, share what is working, and learn alongside other women business owners who want to know what their money is doing.

See the memberships → Explore the full system

Start free

You can see your own numbers before you pay anyone.

La Soglia is the free membership and it stays free. Join it and you get the Net Worth Tracker, a Google Sheets™ file, and the Money Mastery Collective.

Start free with La Soglia → See every membership