Workbook 02
Money Mastery Business
The same system on the business side, plus the part that matters most when one card does both jobs: a clean way to move a transaction to the side it actually belongs on.
- Everything in Personal, on the business books
- Profit and Loss, read as gross income, gross expenses and what was left
- Business and personal separation, per transaction
- Split one purchase across both sides without doing the arithmetic
- A record kept on both sides of every move
- Reports your accountant can be handed directly
Included in every paid tier
All five workbooks come with Rise at $49.99 a month. You do not have to use them all in month one. Most women start with one and grow into the rest.
One card, two lives, and no quiet damage
This is the case the system was built around, not a feature added later.
Tag it, or split it.
Mark a transaction as business or personal and it moves to the right book on its own. If a single purchase was genuinely both, split it across the two and the arithmetic is done for you.
Both sides keep a record.
A move is written on the book it left and the book it arrived at, so nothing is quietly rewritten and you can always see why a figure changed.
Owner draws stay out of profit.
Moving your own money between accounts is not revenue, and paying a credit card is not an expense in the way a report assumes. Left untagged they inflate both sides, and people in that position usually believe they earned more than they did. Special labels stop that happening.
Profit and Loss, and a year you can read.
Gross income, gross expenses, and what was actually left over, with a monthly graph so the shape of the year is visible rather than inferred.
All Transactions Report
Dec 31, 2025, Jan 22, 2026
- Total income $5,072.65
- Total expenses -$2,619.03
- Total transactions 55
- Net balance $2,453.62
| Date | Account | Description | Category | Amount |
|---|---|---|---|---|
| Jan 22, 2026 | Primary Checking | TARGET #1927 | SH Shoes | -$5.24 |
| Jan 22, 2026 | Chase Credit Card | HILTON #7837 | T Transportation | -$15.08 |
| Jan 22, 2026 | Chase Credit Card | SPEEDWAY #5E59 | A Tolls | -$5.58 |
| Jan 21, 2026 | Chase Credit Card | DOORDASH #5486 | F Fast Food | -$37.63 |
| Jan 21, 2026 | Primary Checking | STRIPE PAYOUT | Freelance income | +$596.85 |
The system alone is a spreadsheet.
The system inside the Collective is a room of women doing the same slow, honest work with their numbers. Every tier is in that room, from the free one up.
You can see your own numbers before you pay anyone.
La Soglia is the free tier and it stays free. The Net Worth Tracker copies into your own Google Drive and it is yours from that moment.
Take the free tracker → See every tier