La Soglia
The threshold. Free, and free to stay.
La Soglia is Italian for the threshold, the place where you begin. It gives you one clear picture of where you stand, and it costs nothing, now or later.
- Screens in the tracker, yours to keep
- 12
- Free to join and free to keep
- $0
- About 10 minutes to get started
- 10 min
- Bank logins required. Your login stays with you.
- 0
Free to join. No card required. Your tracker is yours to keep.
It comes with La Soglia, the free plan.
What you get, and keep
La Soglia is designed to be useful on its own. You can stay there as long as it serves you, and the tracker remains yours.
- The Money Mastery Net Worth Tracker
- Personal and business net worth in one place, assets against liabilities
- Build Your Own Portfolio, tracked by ticker
- Custom views by month, quarter or year
- A projection timeline with honest ranges rather than one confident line
- Clarity AI, 5 questions each month
- The Money Mastery Collective discussion feed and the daily blog
- Net worth
- $184,320 This quarter
- Assets
- $271,450 Cash, investments, property
- What you owe
- $87,130 Mortgage, cards, loans
Where it sits
- Retirement$118,400
- Property equity$92,750
- Cash and savings$41,300
- Brokerage$19,000
Two things worth saying plainly
Your tracker stays yours when you upgrade.
The tracker stays in your Drive, under your account, whatever you decide later. If you join Rise and later return to La Soglia, it is still yours. That is not a policy we might revisit. It is the point of the membership.
Your bank login stays with you.
Money Mastery is intentionally designed without a bank connection. At La Soglia you enter your own balances, so there is no login to share and nothing to revoke.
And around the system, the Money Mastery Collective.
Every membership includes the Money Mastery Collective, beginning with La Soglia. Members ask questions, talk through the decisions behind their numbers, share what is working, and learn from each other as they go.
With La Soglia, you have access to the discussion feed and daily blog. Rise adds the Money Reflection of the Day and weekly Money Hour.
Ten minutes, and one account.
Open it, type today’s balance into one account, close it. That counts as a month of tracking. The rest can wait until it is true.
Take the tracker → Find out where you stand firstWith you, Donna
Reviews
What people say about the free tracker
Nothing here is written by us. Donna reads each one before it is published, and she does not take them down for being critical.