Money Mastery.The Collective
La Soglia

The threshold. Free, and free to stay.

La Soglia is Italian for the threshold, the step you stand on before you come in. It is one honest picture of where you stand, and it costs nothing, now or later.

Tabs in the tracker, and it is yours
12
To take it, and to keep it
$0
To set up, start to finish
10 min
Bank logins we will ever ask for
0
Free

No card. No trial that quietly ends.

Take the tracker → See every tier

It copies into your own Google Drive and it is yours from that moment.

What you get, and keep

Not a preview of something better. A complete tool that happens to be free.

  • The Money Mastery Net Worth Tracker, in your own Google Drive
  • Personal and business net worth in one place, assets against liabilities
  • Build Your Own Portfolio, tracked by ticker
  • Custom views by month, quarter or year
  • A projection timeline with honest ranges rather than one confident line
  • Clarity AI, a set number of questions each month
  • The Collective discussion feed and the daily blog
Net Worth TrackerMoney Mastery
Net worth
$184,320
This quarter
Assets
$271,450
Cash, investments, property
What you owe
$87,130
Mortgage, cards, loans

Where it sits

  • Retirement$118,400
  • Property equity$92,750
  • Cash and savings$41,300
  • Brokerage$19,000
Your SetupAccountsMonthly BalancesAssetsLiabilitiesPortfolioNet WorthTrendsReflectionProjectionsReportsWhat Is Next
The free tracker: twelve tabs, and this is the one they all feed. It copies into your own Google Drive and nothing connects to your bank. Example figures, yours start empty.

Two things worth saying plainly

Nothing is taken away if you upgrade.

The tracker stays in your Drive, under your account, whatever you decide later. If you join Rise and then step back down to La Soglia, it is still yours. That is not a policy we might revisit. It is the point of the tier.

Nothing connects to your bank.

There is no login to share and nothing to revoke. You type a balance in, or you upload a statement you downloaded yourself. Some women tell us this is the reason they finally started.

Around all of it

The system alone is a spreadsheet.

The system inside the Collective is a room of women doing the same slow, honest work with their numbers. At La Soglia you are already in the room for the discussion feed and the daily blog. Rise adds the Money Reflection of the Day and The Money Hour every week.

Look inside the Collective

Start where you are

Ten minutes, and one account.

Open it, type today’s balance into one account, close it. That counts as a month of tracking. The rest can wait until it is true.

Take the tracker → Find out where you stand first

Signed, Donna

Reviews

What people say about the free tracker

Nothing here is written by us. Donna reads each one before it is published, and she does not take them down for being critical.