Money Mastery.The Collective

Workbook 03

Net Worth and Legacy

Your net worth is the single most important number in personal finance, and it is the one most people have never actually calculated. This is where it lives, four times a year.

  • Four quarterly snapshots: Q1 through Q4, each one complete
  • Assets across banks, cash, investments, retirement and property
  • Liabilities tracked against them, so the difference is the number you came for
  • Build Your Own Portfolio, tracked by ticker
  • Legacy planning, for the people you love
  • Best practices guidance, a video tutorial and an interactive demo
Where it lives

Included in every paid tier

All five workbooks come with Rise at $49.99 a month. You do not have to use them all in month one. Most women start with one and grow into the rest.

See the tiers

Inside the system

Four times a year is enough

Net worth is not a weekly number, and treating it like one is how people stop tracking it.

01

A quarter is a complete picture.

Q1 is January to March, Q2 April to June, and so on. Each column is a full snapshot rather than a running edit, so you can see the year as four honest photographs instead of one smudged line.

02

Assets and liabilities on one page.

Banks, cash, investments, retirement and property on one side. What you owe on the other. The difference is the number, and seeing both halves is what stops a good asset month from hiding a worse debt month.

03

Build Your Own Portfolio.

Track holdings by ticker rather than typing a total you half remember, so the investment line moves for a reason you can point at.

04

Legacy planning, which nothing else at this price does.

The documents, the accounts and the wishes, written down where the people you love can find them. It is the least comfortable tab in the system and the one members thank us for most.

Net Worth TrackerMoney Mastery
Net worth
$184,320
This quarter
Assets
$271,450
Cash, investments, property
What you owe
$87,130
Mortgage, cards, loans

Where it sits

  • Retirement$118,400
  • Property equity$92,750
  • Cash and savings$41,300
  • Brokerage$19,000
Your SetupAccountsMonthly BalancesAssetsLiabilitiesPortfolioNet WorthTrendsReflectionProjectionsReportsWhat Is Next
The free tracker: twelve tabs, and this is the one they all feed. It copies into your own Google Drive and nothing connects to your bank. Example figures, yours start empty.
And around all of it

The system alone is a spreadsheet.

The system inside the Collective is a room of women doing the same slow, honest work with their numbers. Every tier is in that room, from the free one up.

See the tiers Every capability

Start free

You can see your own numbers before you pay anyone.

La Soglia is the free tier and it stays free. The Net Worth Tracker copies into your own Google Drive and it is yours from that moment.

Take the free tracker See every tier