Money Mastery.The Collective
Workbook 05

Cash Management

The money that never quite shows up properly anywhere else. Tips, petty cash, envelopes, and the three apps that quietly take a percentage on the way through.

  • The Bank Register: checks, card payments, transfers, withdrawals and deposits
  • Reconciled against the bank balance, with a running true balance
  • The Cash Tracker, for tip cash, petty cash and cash envelopes
  • Separate sheets for Venmo, Cash App and PayPal
  • Import an export from each platform and reconcile to its balance
  • Platform fees tracked rather than absorbed
Where it lives

Included in every paid tier

All five workbooks come with Rise at $49.99 a month. You do not have to use them all in month one. Most women start with one and grow into the rest.

See the tiers →

Inside the system

The money that usually goes unrecorded

If you take cash or get paid through an app, this is where the gap in your numbers has been.

01

A register you can actually reconcile.

Checks, card payments, transfers, withdrawals and deposits against the bank balance, with a running true balance rather than a number that drifts a little further from reality each month.

02

Cash in and cash out, in one place.

Built for tip cash, petty cash and envelope systems, with an accurate running balance. Cash is the first thing to stop being tracked and the last thing people admit to.

03

Venmo, Cash App and PayPal each get their own sheet.

Import the export from each platform, categorize it, and reconcile to the platform balance. They are separate on purpose: their fee structures and export formats do not behave the same way.

04

Fees counted, not absorbed.

A percentage taken on the way through is a real expense. Tracking it is the difference between knowing your margin and estimating it.

Savings FundsMoney Mastery

Savings FundsTarget · current

  • Emergency Fund$2,500 of $5,000
  • Vacation Fund$1,200 of $3,000
  • New Car Fund$2,500 of $8,000
  • Home Down Payment$6,000 of $15,000
  • Holiday Gifts$1,600 of $1,500
Each fund, the monthly amount it needs, and what actually went in. The system works out the monthly figure from your target and your date. Example funds.
And around all of it

The system alone is a spreadsheet.

The system inside the Collective is a room of women doing the same slow, honest work with their numbers. Every tier is in that room, from the free one up.

See the tiers → Every capability

Start free

You can see your own numbers before you pay anyone.

La Soglia is the free tier and it stays free. The Net Worth Tracker copies into your own Google Drive and it is yours from that moment.

Take the free tracker → See every tier